Financial Aid & ScholarshipsFinancing Your Verto Semester

At Verto, access, equity, and affordability are core pillars of our mission. We believe that every student deserves to have a transformative global education experience on their path toward graduation without breaking the bank.


We believe that travel is a vital part of every student’s education, and we are committed to increasing equity, access, inclusion, and diversity in study abroad and higher education regardless of financial background.

Roughly 50% of Verto students receive a combination of scholarships and/or financial aid.

Depending on your Expected Family Contribution (determined by the FAFSA), the tuition for a Verto semester may be reduced by as much as 67% through Verto’s Opportunity Grant. Federal aid and external grants/scholarships may be applied to further reduce the semester cost as well.

Students must submit their FAFSA in order to determine eligibility for Verto grants and scholarships. Read more about FAFSA, Federal Financial Aid, and Verto Scholarships and Grants below.

Federal Financial Aid & FAFSA

You can use grants and loans from the federal government to pay for your Verto education.

What is
Federal Financial Aid?

Federal financial aid for Verto students consists of grants and loans.  Eligibility for these programs is determined by the information provided on the FAFSA (Free Application for Federal Student Aid). 

What is

In order to determine your eligibility for federal aid, you must complete the Free Application for Federal Student Aid (FAFSA). Verto and our partner colleges use your FAFSA data to determine your federal aid eligibility. Verto also uses FAFSA data to award our own aid and scholarships.

How to Submit Your FAFSA

Each college or university will have unique deadlines for FAFSA completion. The FAFSA is available on October 1 and should be completed as early as possible in order to be considered for all forms of federal, state and institutional funding.

Gather Your Information

Before you start, talk to your parent or guardian about your family finances or ask them to complete it with you. If you have all your information collected, FAFSA should only take about 30 minutes to fill out.

  1. Set-up Your FSA ID
  2. Complete the FAFSA Form
  3. Ensure Verto receives your FAFSA Information

    Verto students need to list the following schools on their FAFSA in order to be considered for both Verto scholarship and grant funds, as well as potential federal and state aid. Where the form asks for schools that you want to receive your FAFSA information, please input the following codes: 1) 003707 Richard Bland College 2) 001187 College of the Siskiyous. IF YOU ARE A STUDENT IN CALIFORNIA: you must list BOTH codes. IF YOU ARE A NON-CALIFORNIA STUDENT: please list ONLY the code for Richard Bland College. These codes are for Verto’s Schools of Record, which are accredited colleges that partner with Verto to grant you an official transcript. Including these codes on your FAFSA will mean that Verto is able to review your FAFSA data and consider you for Verto grants, etc. 

  4. Receive Your Student Aid Report

    In two weeks or less, FAFSA will send you an email to log in and view your Student Aid Report (SAR). This document gives you basic information about your federal financial aid eligibility. Please upload your Student Aid Report and we’ll confirm your eligibility for federal financial aid.

  5. How to Apply Your Financial Aid to Verto

    If you are planning on joining Verto for the Spring 22 semester, please upload your Student Aid Report from your 2021-2022 FAFSA (Free Application for Federal Student Aid).If you are joining Verto for the Fall 22 semester, please upload the Student Aid Report from your 2022-2023 FAFSA.You can find your SAR (Student Aid Report) by logging into your FAFSA and selecting “Download my Student Aid Report”.

    Upload your Student Aid Report

    ***If you would like to schedule a meeting with a member of the Student Financial Services team, please email

    ***Please keep in mind that any information we use from your SAR is accurate at the time you upload. If any information changes on your FAFSA, for example, if the School of Record asks you to verify information, your aid may change and you may receive an updated invoice to reflect any changes.

Grant & Scholarship Opportunities

Verto makes college more accessible by offering programs at different price points to fit different family budgets. We also provide need-based grants and merit-based scholarships.

The Verto Opportunity Grant

For eligible families, The Verto Opportunity Grant can reduce the cost of a Verto semester by up to 67%.

Opportunity Grants are awarded based on family’s Expected Family Contribution, or EFC, which is determined by the FAFSA. Students who submit their FAFSA (and follow step 3 listed above), will be automatically considered for the Opportunity Grant. Prospective students should submit their Verto application and FAFSA as soon as possible in order to be reviewed for the grant.

Students who have completed their Verto application and the FAFSA can check in with their admissions counselor to learn about the status of their review.

Students who receive the Verto Opportunity Grant must maintain full time enrollment (12 credits or more) in order to maintain their grant throughout their program.

The Verto International
Leadership Award

The Verto International Leadership Award is designed for graduating high school seniors who have performed service in their community, hold an appreciation for diversity, and have a strong interest in global economic, health, education, or humanitarian issues.

    • Awards range between $1000 and $5000 per student

How to Apply

You must be nominated by a high school counselor or teacher.

By nominating a student for this award, the school counselor has recognized that the student has immense potential, demonstrated service in their community, an appreciation for intercultural diversity, and an interest in global economic, health, education, or humanitarian issues.

Students who receive the International Leadership Award must maintain full time enrollment (12 credits or more) in order to maintain their award throughout their program.

Estimate the Cost of Your Program

Use the calculator below to estimate the cost of your Verto semester program before federal financial aid is applied. This calculator will give you an estimate of the Opportunity Grant amount your family may be eligible to receive.

Please utilize the Estimated Family Contribution (EFC) determined by your FAFSA when using the calculator.

Please note that this tool only provides a rough estimate and grant amounts are subject to change. Opportunity Grants are awarded when available.

The cost estimate does not account for any federal aid. You may be eligible for federal aid which could lower your tuition cost for your Verto program even further. 

Additional Funding Options for Your Verto Semester

See above for how to share your FAFSA with Verto.

  • Direct payment
  • Pell Grants (awarded via the FAFSA). The maximum grant amount during 2021–22 is $6,495 for the academic year and $3,248 for one semester.
  • Stafford Loans (subsidized and unsubsidized, awarded via the FAFSA). The maximum loan amount for one semester is $2750, subsidized and unsubsidized.
  • 529 Savings Plans
  • Parent Loans (PLUS)
  • Private loans
  • External scholarships (from high schools, churches, employers, etc.)

Using Other Scholarships to Fund Your Verto Semester

Beyond federal aid and Verto’s own scholarships, you may have received additional scholarships. We applaud your achievements and accept external scholarships toward the cost of your Verto tuition, provided that they can be used at institutions outside
your home state.

Looking for External Scholarships?
Here are Some Helpful Resources

We also recommend you reach out to your local community for scholarship or grant opportunities, such as local businesses and community organizations.

Frequently Asked
Financial Questions

What types of federal aid are available?

      • Federal Pell Grant

        This grant does not need to be repaid , and is awarded to students based on their Expected Family Contribution, which is determined by the information entered on their FAFSA. The 21/22 Federal Pell Grant maximum will be $6495.

      • Federal Direct Student Loans

        These are subsidized (need-based, no interest) and unsubsidized (non-need-based , low-interest) federal loans. Dependent freshmen can borrow up to $5,500 per school year total; loan amounts increase during the sophomore and junior years, and independent students can borrow higher amounts.

      • Federal Direct Parent PLUS Loan

        This is a loan that credit-worthy parents can apply for to help pay the cost of education for their dependent undergraduate children.

Once awarded, how do I formally accept my financial aid?

Once you’ve been awarded financial aid by Verto’s partner, Richard Bland College, you’ll need to formally accept that aid in order to apply it to your Verto semester tuition. Get started by reading the How to Accept Your Aid Guide.

Can we use Parent PLUS loans on a Verto semester?

Yes – if you are using Parent Plus Loans, these will be processed by Richard Bland College (RBC) and be available once your financial aid has been processed. This loan has a fixed interest rate of 5.30% for the 2020-2021 year. The credit check for the Parent PLUS loan (through is good for 120 days.

Can I use private loans on my Verto semester?

If you are planning to use private loans, the lender will require you to connect them with your school of choice. For this purpose, you’ll direct them to or list your school as Richard Bland College of William & Mary. Richard Bland College (RBC) does not have a preferred lender list; however, many students use lenders such as credit unions, banks, or lenders. If your loan is approved, then your lender can fax the loan certification directly to the RBC Financial Aid Office at (804) 862-6260.

What should I do if I plan on using funds from a 529 plan to finance my semester?

If you plan on using funds from your 529 plan, please submit this invoice to your 529 College Savings Group. The payment can be mailed to Verto Education at the following address: Verto Education

Student Financial Services Department

3055 NW Yeon Ave #8822

Portland, OR 97210